Secure your health coverage with a plan that actually fits your life
Medicare decisions are overwhelming enough without a counselor pushing one-size-fits-all solutions. I sit down with you, listen to where you are, and build a coverage strategy that protects what matters — without the surprises.
Belle Vernon
Coverage solutions built around your reality
Every person's health insurance needs are different. I specialize in matching you with the right plan — no shortcuts, no confusion.
Medicare Advantage
Navigate Part C plans with confidence. I compare all available options in your area so you understand exactly what's covered — and what isn't.
- HMO, PPO & PPO-CSP plans
- Prescription drug coverage (Part D)
- Extra benefits: dental, vision, hearing
Medigap (Supplement)
Close the gaps in Original Medicare with a supplemental plan. I help you find the right standardized plan — A through N — based on your health needs and budget.
- Lower out-of-pocket costs
- Freedom to see any provider
- Guaranteed renewal coverage
Part D Prescription Plans
Medication costs shouldn't come as a surprise. I analyze your prescriptions against every Part D plan available in your zip code to find your lowest total cost.
- Formulary & tier analysis
- Donut hole planning
- Annual review & optimization
Health Insurance Counseling
Whether you're turning 65, losing employer coverage, or just want a second opinion on your current plan — I provide clear, unbiased guidance tailored to your situation.
- One-on-one consultation
- No sales pressure, ever
- Ongoing support year-round
Annual Enrollment Support
October 15 – December 7 every year. I make sure you don't miss the window to change your Medicare coverage — and I help you choose wisely, not just quickly.
- Timely reminders & follow-up
- Plan comparison & recommendation
- Assistance with enrollment
Claims & Billing Assistance
A denied claim or confusing Explanation of Benefits shouldn't leave you stranded. I help you understand what happened and what your options are.
- Claim status follow-up
- Appeal guidance
- Bill review & correction
A local advisor who actually knows your community
I've spent over two decades helping people in the Belle Vernon area and surrounding communities make sense of Medicare and health insurance. This isn't a call center job for me — it's something I do right here, in person, face to face.
When you call me, you're not getting a script. You're getting someone who will sit down with your plans, your prescriptions, and your actual health situation and walk you through what makes sense — and what doesn't. No pressure. No fine print tricks. Just honest advice from a neighbor.
Honest First
I'll tell you if a plan isn't right for you — even if it means I don't write a policy.
Local & Accessible
I'm right here on Route 51. Walk in, or give me a call — I always pick up.
Long-Term Relationship
I don't disappear after enrollment. I'm here whenever you need me, year after year.
Simple, straightforward, stress-free
Getting the right coverage shouldn't feel like a maze. Here's what working with me looks like.
Reach Out
Call me at (724) 344-2252 or send an email. Tell me a bit about your situation — or just ask questions. There's no obligation to move forward.
Let's Talk It Through
We'll review your current coverage, your prescriptions, your doctors, and what matters most to you. I ask the questions so you don't have to figure it out alone.
I Present Your Options
I pull together a clear comparison of the plans that actually fit your needs — with costs, benefits, and trade-offs laid out plainly. No jargon.
You Decide — I Handle the Rest
Once you choose, I complete the enrollment paperwork and follow up to make sure everything is set up correctly. I'm here whenever you need me after that, too.
David took the time to explain every option without rushing me. For the first time, I actually understand my Medicare coverage — and I'm not worried about surprise bills anymore. That's worth more than anything.
Let's find the right coverage — together
Whether you're approaching 65, navigating a life change, or just want a second opinion on your current plan, I'm here to help. Reach out anytime.
Belle Vernon, PA 15012-4330
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